Personal Checking and Savings Accounts

Enjoy convenient checking and savings accounts from NCB

Benefits include:

  • Free online and telephone banking, offering 24/7 account access
  • Free online bill pay, eStatements and funds transfer capabilities

Simply Free Checking
An account for those that don’t want a minimum balance or a monthly service charge - it is a checking account that is simply free. Learn More 

NCB Advantage Checking
Interest-bearing checking account that has no monthly service charge but requires direct deposit. Learn More 

Cooperator Checking
Interest-bearing checking account for customers that have a loan with NCB. Learn More 

EZ Days Checking
Interest-bearing checking account for NCB customers who are 50 years of age or older. Learn More 

Statement Savings
Interest-bearing savings account with a minimum balance of $100. Learn More 

MMDA
Money Market Deposit Account that provides competitive rate of interest.  Limited to 6 withdrawals per month. Learn More 

Certificates of Deposit
Attractive interest rates for terms ranging from 60 days to 7 years. Learn More 


If you have questions or need additional information on NCB accounts, please contact us at (800) 322-1251.