- Free online and telephone banking, offering 24/7 account access
- Free online bill pay, eStatements and funds transfer capabilities
Simply Free Checking
An account for those that don’t want a minimum balance or a monthly service charge - it is a checking account that is simply free. Learn More
NCB Advantage Checking
Interest-bearing checking account that has no monthly service charge but requires direct deposit. Learn More
Interest-bearing checking account for customers that have a loan with NCB. Learn More
EZ Days Checking
Interest-bearing checking account for NCB customers who are 50 years of age or older. Learn More
Interest-bearing savings account with a minimum balance of $100. Learn More
Money Market Deposit Account that provides competitive rate of interest. Limited to 6 withdrawals per month. Learn More
Certificates of Deposit
Attractive interest rates for terms ranging from 60 days to 7 years. Learn More
If you have questions or need additional information on NCB accounts, please contact us at (800) 322-1251.
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).
Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit www.fdic.gov/deposit/deposits/unlimited/expiration.html.