Cooperative Housing Loans

National Cooperative Bank offers competitive mortgage loans to housing cooperatives nationwide   Whether your borrowing need is $200,000 or $50 million, you can count on NCB. Our in-depth knowledge of the co-op market means fast and efficient delivery of the product tailored to fit your needs.  That’s one reason why NCB has provided capital for more than 40% of all cooperatives across the country. 

Loan proceeds can be used to refinance existing debt, fund capital improvements, and replenish reserves. Active in all areas of cooperative housing market, NCB has originated more than $3 billion to housing cooperatives in the last three years alone. NCB’s seasoned lending team, with over 60 years of collective experience, has the expertise to deliver a full menu of financial products and services.

Financing Options:

  • 10-year, 15-year and 20-year fixed rate building mortgages
  • Secured and unsecured lines of credit
  • Second mortgages for co-op buildings
  • Share loans for co-op unit owners

For information on cooperative lending in New York, please contact (212) 808-0880, otherwise please contact (703) 302-8176.