IRA Accounts

Saving for retirement can never start too soon. Our traditional IRAs are structured like our CDs and are FDIC-insured up to $250,000. Combine this peace-of-mind with tax-deferred interest income until withdrawal, and you'll see why NCB’s IRAs are a great way to build your nest-egg. Remember, in some cases, IRA contributions may be tax-deductible.

Set up as a saving account
Minimum balance of $25

Traditional IRA
Offers tax-deductible contributions and tax-deferred earnings*
Set up as a CD
Minimum balance of $500

Roth IRA
Offers tax-free earnings and tax-free withdrawals*
Set up as a CD
Minimum balance of $500


*Please consult your tax advisor

If you have questions or need additional information, please contact us at  (800) 322-1251.