Sectors we Serve

Banking Solutions For Small Businesses

Our small business focus reflects our cooperative mission, serving independent retailers, purchasing co-ops and worker-owned co-ops nationwide.

man woodworking with table saw

 Cooperative Solutions

Small businesses are the foundation of strong community and create jobs and fuel local economy. We are committed to helping small businesses thrive and compete in today’s marketplace. Our small business focus reflects our cooperative mission, serving independent retailers, purchasing co-ops and worker-owned co-ops nationwide. We provide an array of banking solutions to help your business grow and compete with the big box chains. Whether your business is to looking to expand or renovate, NCB has banking solutions to help you meet the challenges of business ownership.

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Products and Services

  • Cash Management

    Save time and improve your cash flow operations with NCB’s Cash Management solutions- built for small business retailers to large property management customers.

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  • Checking Accounts

    NCB’s business checking accounts are optimal for businesses and nonprofits of all shapes and sizes.

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  • Savings Accounts

    Maximize your returns with NCB’s competitive savings product including CD’s and MMDA accounts.

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  • Commercial Loans

    We offer flexible business loans and working capital lines of credit  at competitive interest rates to meet your business needs.

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  • Commercial Real Estate Loans

    NCB provides first mortgages, second mortgages and lines of credit to commercial real estate properties across the country including housing cooperatives, multifamily and other commercial property types.

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  • SBA Loans

    As a Preferred SBA Lender, NCB offers the SBA 7 (s) and SBA 504 loan programs to help independent businesses grow and succeed.

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Customer Success Stories

ACE Is the Place in Fulshear, Texas
ACE Is the Place in Fulshear, Texas
Homeowners and DIYers in Fulshear, Texas, now have a local retail hardware store offering service, convenience and quality products, thanks to entrepreneurs Michael and Allison Hopfe.
Bringing ‘a few cool hardware stores’ back to Main Street
Bringing ‘a few cool hardware stores’ back to Main Street
NCB helps an entrepreneurial couple open several ACE Hardware stores in the Washington, D.C. area.
The Hub Bike Co-op
The Hub Bike Co-op
A Bigger, Better Hub for Bike Lovers

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