Working Together.
Building Community.

Whether you are a small business needing a loan to expand or an individual looking to open a savings account that makes an impact—NCB has solutions for you.

Personal Banking

Convenient Banking. Community Impact.

NCB works with individuals who want to make a positive impact in their community. When you choose NCB’s Impact Checking and Savings Accounts, you’ll enjoy all the conveniences you love, from a bank that supports the things you care about. You deserve a bank that you feel good about.

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three people walking out of a co-op
business owner standing in his grocery store

Commercial Banking

Helping Your Business Grow.

We provide industry expertise and a personalized approach to banking, so you can be confident that we will deliver the solutions to help your business grow and compete. Whether you are looking to expand or renovate, NCB has the products and services to help you meet the challenges of business ownership.

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Customer Success Stories

Small Business, Big Future
Small Business, Big Future
Family-owned Southside Hardware makes a real-estate purchase with help from NCB and the Small Business Administration
Co-op to the Core
Co-op to the Core
13th Street Terrace residents reject a proposed condo conversion to retain their affordable, limited-equity housing co-op
Building a Store Together
Building a Store Together
When Lexington Real Foods Community Cooperative first expanded in 2005, the Buffalo, N.Y.-based grocery store saw its business increase dramatically as it made local, organic food accessible to an eager downtown community.

About Us

Your Choices Reflect Your Values. Your Bank Should, Too. 

National Cooperative Bank is the only bank in the United States dedicated to delivering nationwide banking products and solutions to cooperatives and other member-owned organizations to help communities thrive.

We operate for the benefit of our cooperative members—not outside investors. This allows us to focus on our commitment to support affordable housing, healthy food, renewable energy, small business growth, community-driven health care and non-profit organizations.

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  • $240.4 Mil

    Serving low & moderate income communities

  • 4,007 Units

    46 affordable housing communities totaling 4,007 units

  • 277 Jobs

    Create 277 jobs in underserved communities

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Stay informed about NCB and how we impact communities nationwide.


NCB Mission Report
NCB Mission Report
cover of NCB Co-Op 100 Pdf
NCB Co-op 100
6 Ways to Protect Your Business from Business Email Compromise Scams
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6 Ways to Protect Your Business from Business Email Compromise Scams