Our “why” is our strong belief in people working together to help each other, allowing them to find value not possibly achieved by themselves. Our “why” helps people and organizations gain access to goods and services that are only available through the power of cooperation. We help communities create wealth and fuel their local businesses, give residents access to healthy food and provide affordable housing options. We help build community.
National Cooperative Bank (NCB) provides comprehensive banking services to cooperatives and other member-owned organizations throughout the country. What makes NCB unique is that the bank was created to address the financial needs of an underserved market niche – people who join together cooperatively to meet personal, social or business needs, especially in low-income communities.
When you open a deposit account with NCB, your return is not simply measured by the interest rate you earn. Your investment translates into capital for other cooperative and socially responsible enterprises focused on delivering vital community services across the country. With an array of checking, savings and online cash management services available to your organization and to you personally, become part of NCB's cooperative impact today.
NCB's loan programs are designed for the core markets that are our focus – housing cooperatives, community associations, business cooperatives and socially responsible enterprises. This dedicated expertise means you work with a bank that understands your market, your business and you -- designing a flexible financial solution to meet your needs.
NCB is not your typical financial institution. We have an uncommon mandate to ensure our efforts benefit those most in need. We have provided more than $4.5 billion in capital to support underserved communities and cooperative expansion initiatives. Our impact is all thanks to your investment in NCB.