Online Personal Impact Checking Accounts

Convenient Banking. Community Impact.

National Cooperative Bank offers convenient online banking with a community impact. Our loans and investments increase access to local, healthy food, deliver health care to more people, create affordable housing, and build renewable energy.

Open an online Impact Checking Account today and you will invest in the future of your family and your community.

Your Choices Reflect Your Values.  Your Bank Should Too.

woman checking her mobile banking at a cafe

Features & Benefits

  • FREE ATMS
    Any ATM, anytime, four times per month — $500 minimum average balance required.**
  • MOBILE AND ONLINE BANKING
    Includes account management, deposit, BillPay and PopMoney
  • ADDITIONAL FEATURES
    Debit card for checking and money market accounts

Other checking accounts are available. For more deposit account options, please view our Personal Banking brochure and contact us at (800) 322-1251.

*Annual Percentage Yields are accurate as March 21, 2019, and subject to change daily. You must maintain the minimum balance stated above in the account each day to obtain the disclosed annual percentage yield.  Fees may reduce earnings on your account. Products offered by National Cooperative Bank N.A., member FDIC. Accounts must be opened online and are for consumers only.

**There may be an additional fee for each withdrawal, transfer or inquiry at ATMs not owned by National Cooperative Bank, which is charged by the ATM owner/operator.

Working Together.
Building Community.

When you choose National Cooperative Bank, you’ll always know where your money is being invested and what impact it’s making. Meet the people and communities we invest in, and hear their stories.

Stories of Impact

Alaska’s Kodiak Island: Beautiful, remote -- and connected
Alaska’s Kodiak Island: Beautiful, remote -- and connected
Old Harbor Native Corporation subsidiary builds a much-needed telecommunications system.
NCB Provides Financing for New Monastery in Texas
NCB Provides Financing for New Monastery in Texas
Benedictine Sisters of Boerne and NCB find common ground in serving the community.
NCB Provides Discovery Cube of Los Angeles a ‘Bridge’ to Build
NCB Provides Discovery Cube of Los Angeles a ‘Bridge’ to Build
A California science museum begins construction with the help of an NCB “bridge” loan.

Have questions about our Impact Checking Accounts?

One of our banking specialists can guide you through the process.

Speak with a banking specialist