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Online Personal Impact Savings Accounts

Your choices reflect your values. Your bank should, too.

When you choose our online Impact Savings Accounts, you’ll enjoy all the conveniences you love, from a bank that supports what you care about.

Our loans and investments increase access to local, healthy food, deliver health care to more people, create affordable housing, and build renewable energy. Open an Impact Savings Account today and you will help create stronger communities nationwide. You are what you bank. 

family walking together after a grocery trip

Other deposit accounts may be available depending on your location. 

*Annual Percentage Yields are accurate as of November 21, 2025, and subject to change daily. You must maintain the minimum balance stated above in the account each day to obtain the disclosed annual percentage yield. Early withdrawal penalties may apply on CDs.  Fees may reduce earnings on your account. Products offered by National Cooperative Bank N.A., Member FDIC. Accounts must be opened online and are for consumers only.

Working Together.
Building Community.

When you choose National Cooperative Bank, you’ll always know where your money is being invested and what impact it’s making. Meet the people and communities we invest in, and hear their stories.

Stories of Impact

Partnering for Sustainable Food, Healthy Communities in North Carolina
Partnering for Sustainable Food, Healthy Communities in North Carolina
Weaver Street Market opens a new grocery store in Raleigh’s burgeoning warehouse district
Bringing ‘a few cool hardware stores’ back to Main Street
Bringing ‘a few cool hardware stores’ back to Main Street
NCB helps an entrepreneurial couple open several ACE Hardware stores in the Washington, D.C. area.
Westbury HOA: Where Renters Became Owners
Westbury HOA: Where Renters Became Owners
A mobile home community in Vermont is now a co-op, giving residents control over their homes and future.

Have questions about which savings account is right for you?

One of our banking specialists can guide you through the process.

Speak with a Personal banking specialist