NCB serves a wide range of customers across the United States. NCB's commercial customers are cooperatives, such as grocery wholesaler co-ops, food co-ops, purchasing co-ops, credit unions or housing co-ops. Others share in the spirit of cooperation, driven by democratic organizing principles. They may be Native American enterprises, which by their very nature, are member-run and member-owned. Others may be community health centers or non-profit organizations driven entirely by community needs. What they all have in common is a single fundamental principle- they have joined together cooperatively to meet personal, social, and/or business needs.
NCB also provides banking products and services to consumers nationwide, specializing in members of cooperatives and socially conscience individuals.