Your Choices Reflect Your Values. Your Bank Should Too.

For 45 years, National Cooperative Bank has served businesses that seek to make a positive local impact, because we believe it's simply the right thing to do.

Since our founding, NCB has an uncommon mandate to ensure our efforts benefit those most in need, supporting low-income communities and the expansion of cooperative initiatives. With this guiding principle, we contribute to the building blocks of sustainable communities: investing in clean energy, small businesses and affordable housing, expanding access to healthy food and affordable health care, plus much more.

Our Mission

NCB’s mission is to support and be an advocate for America’s cooperatives and their members, especially in low-income communities, by providing innovative financial and related services.

Our Customers

NCB’s customers are cooperatives, such as grocery wholesaler co-ops, food co-ops, purchasing co-ops, credit unions or housing co-ops. Other customers share in the spirit of cooperation, driven by democratic organizing principles. They may be Native American enterprises, which by their very nature are member-run and member-owned. Others may be community health centers or non-profit organizations driven entirely by community needs. What they all have in common is a single fundamental principle- they have joined together cooperatively to meet personal, social, and/or business needs.