Term Loans

Helping Your Business Grow

Whether your business is looking to expand, renovate or acquire, NCB has the industry experience and loan solutions to meet your business needs. NCB provides loans to serve the needs of cooperative and small business operators, independent retailers, and cooperative and condominium professional units.

Term Loans

NCB offers term loans up to 10 years to meet the needs of your business. Loans can be used to refinance debt, real estate purchase, store remodel or expansion or the purchase of furniture, fixtures and equipment.

Pricing

Fixed rate: tied to United States Treasury rates plus a market spread.

Lines of Credit

NCB offers revolving and non-revolving lines of credit. Lines of credit allow you to borrow as much as you need up to your limit while only paying interest on the amount you have used.

Pricing

Variable rate: Wall Street Journal Prime Rate of Interest adjusted monthly or quarterly

We Serve the Basic Ingredients of Sustainable Communities

Alaska & Native

Banking Solutions for Alaska Business and Native Corporations
Co-op Housing & HOA

Banking Solutions for Housing Communities and Property Management Companies
Credit Unions

Cooperative solutions for Credit Unions, Leagues and CUSOs
Energy

Providing innovative renewable energy financing programs
Food

Banking solutions for food co-ops and independent grocery retailers
Health Care

Banking solutions for Senior Living, Aging services and Health Care
Non-Profit

Banking solutions for non-profits and socially responsible organizations
Small Business

Banking solutions for independent retailers, purchasing co-ops and worker-owned co-ops.