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Online Personal Impact Savings Accounts

Your choices reflect your values. Your bank should, too.

When you choose our online Impact Savings Accounts, you’ll enjoy all the conveniences you love, from a bank that supports what you care about.

Our loans and investments increase access to local, healthy food, deliver health care to more people, create affordable housing, and build renewable energy. Open an Impact Savings Account today and you will help create stronger communities nationwide. You are what you bank. 

family walking together after a grocery trip

Other deposit accounts may be available depending on your location. 

*Annual Percentage Yields are accurate as of November 21, 2025, and subject to change daily. You must maintain the minimum balance stated above in the account each day to obtain the disclosed annual percentage yield. Early withdrawal penalties may apply on CDs.  Fees may reduce earnings on your account. Products offered by National Cooperative Bank N.A., Member FDIC. Accounts must be opened online and are for consumers only.

Working Together.
Building Community.

When you choose National Cooperative Bank, you’ll always know where your money is being invested and what impact it’s making. Meet the people and communities we invest in, and hear their stories.

Stories of Impact

Finding Common Ground as Cooperatives: NCB Finances New Oregon ACE Hardware Store
Finding Common Ground as Cooperatives: NCB Finances New Oregon ACE Hardware Store
National Cooperative Bank partners with Bryan and Caren Crews - proud owners of three ACE Hardware stores to rebuild and open Aumsville store serving the local community.
Tanaina Child Development Center
Tanaina Child Development Center
Child Development Center Finds a Permanent Home Thanks to Community and Partners
NCB Works with Solar Landscape to Finance 3.5 Megawatts of Clean Solar Energy in the State
NCB Works with Solar Landscape to Finance 3.5 Megawatts of Clean Solar Energy in the State
NCB provides a multi-million-dollar loan to Asbury Park-based Solar Landscape, New Jersey’s leading commercial solar developer, to finance 3.5 megawatts of clean solar energy in the state.

Have questions about which savings account is right for you?

One of our banking specialists can guide you through the process.

Speak with a Personal banking specialist