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Online Personal Impact Savings Accounts

Your choices reflect your values. Your bank should, too.

When you choose our online Impact Savings Accounts, you’ll enjoy all the conveniences you love, from a bank that supports what you care about.

Our loans and investments increase access to local, healthy food, deliver health care to more people, create affordable housing, and build renewable energy. Open an Impact Savings Account today and you will help create stronger communities nationwide. You are what you bank. 

family walking together after a grocery trip

Other deposit accounts may be available depending on your location. 

*Annual Percentage Yields are accurate as of December 19, 2025, and subject to change daily. You must maintain the minimum balance stated above in the account each day to obtain the disclosed annual percentage yield. Early withdrawal penalties may apply on CDs.  Fees may reduce earnings on your account. Products offered by National Cooperative Bank N.A., Member FDIC. Accounts must be opened online and are for consumers only.

Working Together.
Building Community.

When you choose National Cooperative Bank, you’ll always know where your money is being invested and what impact it’s making. Meet the people and communities we invest in, and hear their stories.

Stories of Impact

More for your money – and your mission
More for your money – and your mission
Through Community Purchasing Alliance, community institutions spend less time procuring the best service contracts and more time pursuing their goals
A major rehab transforms Gill Park Cooperative
A major rehab transforms Gill Park Cooperative
A major rehab transforms Gill Park Cooperative NCB financing helps an aging Chicago high-rise make a much-needed renovation
NCB Works with Solar Landscape to Finance 3.5 Megawatts of Clean Solar Energy in the State
NCB Works with Solar Landscape to Finance 3.5 Megawatts of Clean Solar Energy in the State
NCB provides a multi-million-dollar loan to Asbury Park-based Solar Landscape, New Jersey’s leading commercial solar developer, to finance 3.5 megawatts of clean solar energy in the state.

Have questions about which savings account is right for you?

One of our banking specialists can guide you through the process.

Speak with a Personal banking specialist