Sectors we Serve

Banking Solutions for Food Co-ops And Independent Retailers

As one of the nation’s leading banks to independent grocers and consumer-owned food cooperatives, no one is more aware of the competitive pressures you face. We understand your business and can act more quickly in providing competitive banking products to best serve your needs.

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 Access to Healthy Food

Since our inception, a core focus for NCB has been providing banking solutions for consumer-owned food co-ops, wholesale grocery cooperatives and their retail members.

NCB also provides financing solutions to for-profit wholesalers who are members of the National Grocers Association.

Proud Supporter of Grocery and Food Co-op Organizations

NCB customer grocery co op

Products and Services

  • Cash Management

    Save time and improve your cash flow operations with NCB’s Cash Management solutions- built for small business retailers to large property management customers.

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  • Checking Accounts

    NCB’s business checking accounts are optimal for businesses and nonprofits of all shapes and sizes.

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  • Savings Accounts

    Maximize your returns with NCB’s competitive savings product including CD’s and MMDA accounts.

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  • Commercial Real Estate Loans

    NCB provides first mortgages, second mortgages and lines of credit to commercial real estate properties across the country including housing cooperatives, multifamily and other commercial property types.

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  • Commercial Loans

    We offer flexible business loans and working capital lines of credit at competitive interest rates to meet your business needs.

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  • SBA Loans

    As a Preferred SBA Lender, NCB offers the SBA 7 (s) and SBA 504 loan programs to help independent businesses grow and succeed.

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Customer Success Stories

NCB funds new store purchases for Leevers Supermarkets
NCB funds new store purchases for Leevers Supermarkets
Over 500 employees in Colorado and Florida are the proud owners of a 20-store supermarket chain.
Building a Store Together
Building a Store Together
When Lexington Real Foods Community Cooperative first expanded in 2005, the Buffalo, N.Y.-based grocery store saw its business increase dramatically as it made local, organic food accessible to an eager downtown community.
Filling the Grocery Gap in Los Angeles
Filling the Grocery Gap in Los Angeles
Independent grocery chain Numero Uno caters to the city’s low-income communities

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Resources

NCB Mission Report
Publication
NCB Mission Report
NCB Co-op 100
Publication
NCB Co-op 100
6 Fun Ways to Save As a Family
Latest Post
6 Fun Ways to Save As a Family